Privacy Policy

FACTS WHAT DOES PEOPLES STATE BANK DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:   Social Security number and Income Account Balances and payment history Credit History and credit scores When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Peoples State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Peoples State Bank  Share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you No No For joint marketing with other financial companies No We Don't Share For our affiliates’ everyday business purposes— information about your transactions and experiences No We Don't Share For our affiliates’ everyday business purposes— information about your creditworthiness No We Don't Share For our affiliates to market to you No We Don't Share For non affiliates to market to you No We Don't Share

Questions? Call (580) 563-2418  or go to www.psbokonline.com/

What we do   How does Peoples State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Peoples State Bank collect my personal information? We collect your personal information, for example, when you Open and account or Show your government issued ID Apply for a loan or Use your debit card Make deposits or withdrawals from your account We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies. Why can't I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and non financial companies. Peoples State Bank has no Affiliates. Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies. Peoples State Bank does not share with non Affiliates so they can market to you. Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you. Peoples State Bank does not jointly market.

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